Top Credit Repair Companies In Canada

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There are so much different credit repair companies in Canada so we’re not surprised that you’ve stumbled upon this page where we will dissect and compare the different options available to Canadians looking to improve their credit score.

But, first of all, if you’d rather us do all the work for you, click on one of the buttons on this page to book a completely FREE call with one of the top credit repair specialists in your area without having to filter through the bad ones!

Top Credit Repair Companies In Canada

Here is our list of the top providers for credit improvement/repair services in Canada:

Note: This list is based on our own preference.

1. CreditRepairSpecialist

Surprise, surprise, this is us! We know how hard it is to find a good credit repair company, this is why we created and easy system where you just fill in a quick form and are able to book an entirely free call with an accredited credit repair specialist.

During the call, our partner will go over:

  • Your current financial situation.
  • Your credit history.
  • Your budget.
  • Your credit repair plan.

To get started, you just need to click one of the green buttons that you’ll find all over the page. It’s as easy as that.

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2. Marble Financial Score Up

Marble Financial Score Up, is a SaaS (software as a service) that you can subscribe to and get a detailed plan of action to help you raise your score in the shortest amount of time possible.

The software allows you to monitor your credit score, pinpoint the issues that are affecting your credit score the most, find errors in your credit report and even set a target credit score that you want to achieve. Best of all, you can get started with the application for free by joining and creating an account directly on their website.

3. Credit Building by KOHO

Another popular service used to build and repair your credit is through KOHO’s credit building plan.

KOHO is a popular financial service provider & smartphone app based in Canada. Recently, they created a credit building offer that is actually super interesting for everyone looking to improve their credit score for a very low fee of 10$ a month for 6 months.

When you sign up for the offer, you will deposit a predetermined amount in your KOHO account (as a loan) that will then be, automatically, paid by the same amount in the account. Basically, with KOHO Credit Building, you’re getting a loan that you can’t use.

Every time a payment on this loan is made, a positive signal will be sent to one of the biggest Canadian credit bureaus and, hence, improve your credit score.

As soon as you’re done with the loan, you can repeat the same transaction over and over to continue increasing your credit score over the years.

More: Do Free Credit Repair Companies Exist?


Can I Trust Credit Repair Companies?

As with everything else, it’s important to do your own due diligence before hiring any credit repair company to work on your case. Be sure to read as much reviews as possible and vet them with your own judgement as well. Don’t forget that if something feels fishy, it’s probably not worth the risk for you.

Is Credit Repair Worth It?

It’s no secret that credit repair companies won’t be able to do anything that you can’t do on your own. Hence, credit repair companies are only worth it if you don’t have the time to apply all the credit repair steps yourself or don’t know where to start (or simply are not interested in doing the research yourself).

How Much Does Credit Repair Cost?

Credit repair can cost anywhere from 10$/month to hundreds of dollars a month. This is why it’s so important to compare all the different options available to you instead of jumping in the hands of the first company that you find on Google. If you don’t have the time to do all of this yourself, we recommend using our proven system to book a free call with a credit repair specialist.

Need Help Fixing Your Credit?

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