credit report

Let’s Improve Your Credit Score!

Get your credit report and qualified service to repair your credit score.

See How Credit Repair Works

Creditors Dispute

We ask your creditors to verify the negative items they’re reporting. If they can’t, they are required by law to stop reporting them.


We analyze your questionable negative items hurting your score

Bureaus Check

We challenge with all three bureaus, ensuring your credit reports are accurate and fair.


We continue to watch your credit, addressing additional issues if they arise

10 Points Could Be The Difference Between Approved Or Denied

Late paymentup to 110 points
Debt settlementup to 125 points
Foreclosureup to 160 points
Bankruptcyup to 240 points
Collectionup to 110 points
Hard inquiryup to 15 points

Did You Know? Any score lower than 650 is “bad”.

A bad score could keep you from:

Getting approved
for a mortgage

Securing good
rates on a car loan

Getting a low-interest
credit card

Borrowing money
from a prime lender

Yes, I need assistance with my credit score!

What Is Credit Repair?

The process of credit repair involves hiring a company to remove inaccurate, negative information from your credit report.  

What Do Credit Repair Companies Do?

To dispute these errors, a credit repair company communicates with the credit bureaus (Experian, Equifax and TransUnion) and/or financial institutions, such as your bank or debt collector.

The end goal is to have negative information removed from your credit file in order to improve your credit rating.

How Much Does Credit Repair Cost?

The cost of repairing credit depends on the option you choose; reviewing your own credit file is free. Credit repair software can cost between $25 and $500, and hiring a credit repair professional can cost between $30 and $150 per month initially. 

How Fast Can A Credit Score Be Repaired?

Depending on how many disputes you need to file, the process typically takes 1-6 months. Typically, credit repair takes about 3-6 months, but it can be less if you only need to correct a few errors.

How Can I Wipe My Credit Clean?

It is possible to improve your credit score regardless of whether errors are found in your credit report.

There are 7 “easy” steps to wipe your credit clean:

  1. Get a copy of your credit report.
  2. Make sure you read every line of your credit report.
  3. If you find any errors, challenge them.
  4. Remove past-due accounts from your credit report.
  5. Reduce your credit utilization ratio.
  6. Resolve outstanding collections.
  7. Rinse and repeat.

What Is Debt Consolidation?

When someone consolidates debts, they obtain a new loan to pay off several small loans, debts, or bills that they are currently paying off. All these debts are effectively rolled into one combined loan and a single monthly payment is made. As several debts are brought together and combined into one loan, they are referred to as “consolidated”. Hence the name debt consolidation loan.

Can Debt Consolidation Help Your Credit Score?

Paying off your credit card balances each month may not be the best option; instead, you may be better off bundling your obligations into one payment at a lower interest rate, saving you money and simplifying your life.

According to a new Transunion report, consolidating could even improve your credit score. Credit scores improved by more than 20 points for nearly 70% of consumers who consolidated debt.

Our Articles

6 Tips To (Almost) Instantly Repair Your Credit

6 Tips To (Almost) Instantly Repair Your Credit

It’s no secret that repairing your credit in Canada is no easy feat. Especially if you’ve been struggling with keeping up with your budget. But did you know that there’s a couple steps that you can apply right now and (almost) instantly see a positive difference in your credit score? In this article, we compiled … Read more
Top Credit Repair Companies In Canada

Top Credit Repair Companies In Canada

Need Help Fixing Your Credit? There are so much different credit repair companies in Canada so we’re not surprised that you’ve stumbled upon this page where we will dissect and compare the different options available to Canadians looking to improve their credit score. But, first of all, if you’d rather us do all the work … Read more
Lexington Law Credit Repair Alternative - Canada Edition

Lexington Law Credit Repair Alternative – Canada Edition

Need Help Fixing Your Credit? Lexington Law is one of the biggest credit repair attorney firms in the United-States, but unfortunately their services are currently not available for Canadians to use. This is why, we decided to provide you with the best alternative to Lexington Law credit repair for Canadians! What Is Lexington Law? Lexington … Read more
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Do Free Credit Repair Companies Exist?

Need Help Fixing Your Credit? Tons of credit repair companies are known to charge a hefty amount on a monthly (or per service) basis to help their customer increase and improve their credit score. Even though some of their services could be considered expensive, they could be well worth the price if they help you … Read more
How To Repair Credit Quickly? - Canadian Guide

How To Repair Credit Quickly? – Canadian Guide

Need Help Fixing Your Credit? Whether you’re looking to buy a new house in the near future, rent your first car or your first apartment, news flash: you need a good credit score. That’s why we decided to write the complete 7 step guide to help Canadians repair their credit quickly without the hassle of … Read more
Repairing Credit After Bankruptcy

Repairing Credit After Bankruptcy – 2022 Guide

Need Help Fixing Your Credit? If you just went through a bankruptcy, your credit score is most likely not in its best spot. That’s why we decided to create this short informational article about repairing your credit score after bankruptcy. How Much Time Will It Take To Improve Your Credit Score After Bankruptcy? Unfortunately, it’s … Read more

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